I have been investing on the FUNDKISS platform since 2019. FUNDKISS is a peer-to-peer lending platform based in Mauritius. Over the years, I have invested Rs 525,000. Today, i just broke even after 5 years!!!

There’s no point is calculating CAGR. Do you think it was worth it? If I would have kept the money in the bank, with interest I’d would have gotten much more for 5 years. I know COVID19 played a huge part in this sub par performance. I have lots of capital in default + arrears.

While I still have lots of capital outstanding, I don’t have any big expectations from them. Some projects haven’t paid me in 8 months. Most of the remaining ones are non-performers.

I’m glad I didn’t “lose” money in math terms but we’ll have to ignore inflation figures or even basic saving interest rate (3.1%) right now. How was your experience so far?