Should you take your pension at 60 or 65 in Mauritius?

Disclaimer: This is not financial nor legal advice. Just me thinking aloud.

If i understand correctly, if you choose to take your pension at the age of 60, you will get Rs 11 589/month. But if you choose the delayed gratification method, you get Rs 16 555/month. Is it worth it? It reminds me of the story of the hare and the tortoise. But, financial decisions should be taken using a mathematical approach. Always.

Let’s compare the 2 scenarios. Diksha decides to take her pension asap at 60 while Paul decides to wait till 65 to earn his pension. Let’s run the simulation.

We see that 198 months later i.e. when Paul reaches 75.5 years old that he finally catches up to Diksha’s earnings. If Paul dies before 75.5 years old, he is on the losing side.

But let’s do another simulation. What if Diksha doesn’t touch her pension till 65 years and just leaves it in the bank earning an interest rate of 3.3% as it is actually?

You see that now Paul has to wait 253 months to catch up with Diksha. i.e. at the age of 81. If Diksha manages to invest getting a high yield of 7%, Paul will never be able to catch up with her.

Of course, we are assuming everything will go to plan. What do you think I should simulate next? Will you take your pension at 60 or 65 or even 70?

Getting ready for PyCon US 2026. Here’s how 2025 edition went for me.

Last May, I flew from Mauritius to Pittsburgh to attend PyCon US 2025. I had 2 layovers, namely in France and Detroit. That’s was a total duration of 24hrs.

But I managed to reach Pittsburgh safely in full 😀

Going to PyCon was easy using public transportation. I was so delighted to see the banners on the streets.

I volunteered in the registration desk. I made some good friends there. I hope to volunteer even more this year.

The talks were really interesting. They cater from total beginners to pro level.

I added a pin marking the only Mauritian in the conference. In PyCon 2026, we will be at least 4 this time 😀

I was shocked to see keynote speakers openly bashing Elon Musk (whom I have great respect for) and even the sponsors of the event for being monopolies and anti-consumers sometimes. Is this why we call USA the land of the free? Free like in freespeech?

One of the gems of PyCon are hallway talks i think they call it. The topics range from tech to “how to write a book” to “what is consciousness?”. It is a great way to get to know and listen to other participants as well.

Alright.  See you in PyCon 2026 🙂

 

Import/Export Flaw in ERPNext. Why?

I exported my Item Categories from my dev Environment and imported to prod environment using Frappe own import and export tool. Guess what?

 

It added quotes around the ID and failed to remove it during Import time. So I was unable to update my items due to ID (name) not matching. I really don’t understand how this is possible. ChatGPT says:

 

 

ERPNext is an awesome piece of software. Unfortunately built on the wrong foundation I think. A primary key cannot and should not be a string containing real data.

 

 

Attending Biopunk Meetup in Frontier Tower

I was intrigued by this event so I decided to attend it. It was situated in Frontier Tower in San Francisco. The tower is dedicated to be a frontier in research. Each floor has people working on different aspects such as Robotech, Neurotech and AI among others.

Everyone was greeted and was welcomed to present themselves and what they are working on. It was very brief without any visual support.

After that we got to chit chat with the other guests. It was really awesome to meet scientists who are pushing the knowledge boundary. I hope one day i’ll be able to help the scientific community with my computer and programming knowledge.

 

Vibe Coding with Convex Chef at Convex

My Friend Abdur from PyMug recommended me attend events on lu.ma. I found this awesome Vibe Coding Meetup from convex. I didn’t know convex company nor products so I decided to go there and try it out.

I was greeted by Wayne and he guided the participants on how to get started.

Since I was working on working my Frontend for my Kreole Chatbot, I decided why not ask convex chef to do it for me.

With 1 prompt, boom! It made me a whatsapp clone interface. But I wanted to interact with it. Send messages and reply back. I asked it to do that and it worked.

I was even more shocked to know that this is actually saving in the database. Crazy!!!!

Next step was to make it display the products from my chatbot. I thus asked it to create a carousel of products.

Magic once again. It looks so pretty. All the best practices from design i think are there.

But but but. When I asked it to make the add to cart functionality, it didn’t work due to some bug. My AI tokens were also depleted at that point and I started to debug manually.

I see it is a tiny error but since i was totally new to the framework, i couldn’t solve it.

And then came Food time and Demo time where everyone could showcase their vibe coded project.

 

It is such a cool office. They have guitars and drum sets!

Was a really cool experience. I invite everyone to try it out and let me know till where you are able to stretch it: https://chef.convex.dev/